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The Finance and Insurance sector comprises establishments primarily engaged in financial transactions (transactions involving the creation, liquidation, or change in ownership of financial assets) and/or in facilitating financial transactions. Three principal types of activities are identified: 1. Raising funds by taking deposits and/or issuing securities and, in the process, incurring liabilities. Establishments engaged in this activity use raised funds to acquire financial assets by making loans and/or purchasing securities. Putting themselves at risk, they channel funds from lenders to borrowers and transform or repackage the funds with respect to maturity, scale, and risk. This activity is known as financial intermediation. 2. Pooling of risk by underwriting insurance and annuities. Establishments engaged in this activity collect fees, insurance premiums, or annuity considerations; build up reserves; invest those reserves; and make contractual payments. Fees are based on the expected incidence of the insured risk and the expected return on investment. 3. Providing specialized services facilitating or supporting financial intermediation, insurance, and employee benefit programs. In addition, monetary authorities charged with monetary control are included in this sector. The subsectors, industry groups, and industries within the NAICS Finance and Insurance sector are defined on the basis of their unique production processes. As with all industries, the production processes are distinguished by their use of specialized human resources and specialized physical capital. In addition, the way in which these establishments acquire and allocate financial capital, their source of funds, and the use of those funds provides a third basis for distinguishing characteristics of the production process. For instance, the production process in raising funds through deposit-taking is different from the process of raising funds in bond or money markets. The process of making loans to individuals also requires different production processes than does the creation of investment pools or the underwriting of securities. Most of the Finance and Insurance subsectors contain one or more industry groups of (1) intermediaries with similar patterns of raising and using funds and (2) establishments engaged in activities that facilitate, or are otherwise related to, that type of financial or insurance intermediation. Industries within this sector are defined in terms of activities for which a production process can be specified, and many of these activities are not exclusive to a particular type of financial institution. To deal with the varied activities taking place within existing financial institutions, the approach is to split these institutions into components performing specialized services. This requires defining the units engaged in providing those services and developing procedures that allow for their delineation. These units are the equivalents for finance and insurance of the establishments defined for other industries. The output of many financial services, as well as the inputs and the processes by which they are combined, cannot be observed at a single location and can only be defined at a higher level of the organizational structure of the enterprise. Additionally, a number of independent activities that represent separate and distinct production processes may take place at a single location belonging to a multilocation financial firm. Activities are more likely to be homogeneous with respect to production characteristics than are locations, at least in financial services. The classification defines activities broadly enough that it can be used both by those classifying by location and by those employing a more top-down approach to the delineation of the establishment. Establishments engaged in activities that facilitate, or are otherwise related to, the various types of intermediation have been included in individual subsectors, rather than in a separate subsector dedicated to services alone because these services are performed by intermediaries, as well as by specialist establishments, the extent to which the activity of the intermediaries can be separately identified is not clear. The Finance and Insurance sector has been defined to encompass establishments primarily engaged in financial transactions; that is, transactions involving the creation, liquidation, change in ownership of financial assets; or in facilitating financial transactions. Financial industries are extensive users of electronic means for facilitating the verification of financial balances, authorizing transactions, transferring funds to and from transactors' accounts, notifying banks (or credit card issuers) of the individual transactions, and providing daily summaries. Since these transaction processing activities are integral to the production of finance and insurance services, establishments that principally provide a financial transaction processing service are classified to this sector, rather than to the data processing industry in the Information sector. Legal entities that hold portfolios of assets on behalf of others are significant and data on them are required for a variety of purposes. Thus for NAICS, these funds, trusts, and other financial vehicles are the fifth subsector of the Finance and Insurance sector. These entities earn interest, dividends, and other property income, but have little or no employment and no revenue from the sale of services. Separate establishments and employees devoted to the management of funds are classified in Industry Group 5239, Other Financial Investment Activities.
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Denotes bidding opportunities that have been amended
| International - MW | Agency | Bid Type | Due Date | As PDF |
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Health Insurance for Locally Employed Staff of U.S. Embassy Lilongwe, Malawi
52 - Finance and Insurance (to see the full NAICS category code login or upgrade) |
login to see | Federal Prebids | Feb. 20, 2025 |
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Death in Service Insurance Cover
52 - Finance and Insurance (to see the full NAICS category code login or upgrade) |
login to see | Federal Prebids | Feb. 21, 2025 |
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Health Insurance for Locally Employed Staff for the U.S. Embassy Gaborone, Botswana
52 - Finance and Insurance (to see the full NAICS category code login or upgrade) |
login to see | Federal Prebids | Feb. 08, 2025 |
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Request for Information - Health & Life Insurance
52 - Finance and Insurance (to see the full NAICS category code login or upgrade) |
login to see | Federal Prebids | Jan. 31, 2025 |
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PRY: Third Party Liability Coverage Vehicle Insurance
52 - Finance and Insurance (to see the full NAICS category code login or upgrade) |
login to see | Federal Bids | Feb. 14, 2025 |
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| United States: Unspecified - KE | Agency | Bid Type | Due Date | As PDF |
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LE Staff Health Insurance Services
52 - Finance and Insurance (to see the full NAICS category code login or upgrade) |
login to see | Federal Prebids | Feb. 05, 2025 |
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| Alaska - US | Agency | Bid Type | Due Date | As PDF |
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Insurance Brokerage Services
52 - Finance and Insurance (to see the full NAICS category code login or upgrade) |
login to see | State/Local Bids | Feb. 17, 2025 |
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| Arizona - US | Agency | Bid Type | Due Date | As PDF |
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Banking Services
52 - Finance and Insurance (to see the full NAICS category code login or upgrade) |
login to see | State/Local Bids | Feb. 13, 2025 |
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Collection Services
52 - Finance and Insurance (to see the full NAICS category code login or upgrade) |
login to see | State/Local Bids | Jan. 29, 2025 |
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Investment Advisory Services
52 - Finance and Insurance (to see the full NAICS category code login or upgrade) |
login to see | State/Local Bids | Feb. 28, 2025 |
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Inmate Commissary and Banking Services
52 - Finance and Insurance (to see the full NAICS category code login or upgrade) |
login to see | State/Local Bids | Mar. 11, 2025 |
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Third Party Claims Administration - Workers Compensation
52 - Finance and Insurance (to see the full NAICS category code login or upgrade) |
login to see | State/Local Bids | Jan. 30, 2025 |
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Workers' Compensation Claims Third Party Administrator
52 - Finance and Insurance (to see the full NAICS category code login or upgrade) |
login to see | State/Local Bids | Feb. 14, 2025 |
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Employee Benefits Consulting Services
52 - Finance and Insurance (to see the full NAICS category code login or upgrade) |
login to see | State/Local Bids | Feb. 06, 2025 |
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Medical Benefits FY 2026
52 - Finance and Insurance (to see the full NAICS category code login or upgrade) |
login to see | State/Local Bids | Mar. 12, 2025 |
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Dental Benefits FY 2026
52 - Finance and Insurance (to see the full NAICS category code login or upgrade) |
login to see | State/Local Bids | Mar. 12, 2025 |
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Basic Life AD&D and Voluntary Life AD&D Insurance
52 - Finance and Insurance (to see the full NAICS category code login or upgrade) |
login to see | State/Local Bids | Feb. 07, 2025 |
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| Arkansas - US | Agency | Bid Type | Due Date | As PDF |
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PROFESSIONAL BANKING SERVICES
52 - Finance and Insurance (to see the full NAICS category code login or upgrade) |
login to see | State/Local Bids | Jan. 31, 2025 |
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LINE OF CREDIT
52 - Finance and Insurance (to see the full NAICS category code login or upgrade) |
login to see | State/Local Bids | Feb. 14, 2025 |
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Insurance Broker Services
52 - Finance and Insurance (to see the full NAICS category code login or upgrade) |
login to see | State/Local Bids | Jan. 31, 2025 |
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PROFESSIONAL EMPLOYEE BENEFITS SERVICES
52 - Finance and Insurance (to see the full NAICS category code login or upgrade) |
login to see | State/Local Bids | Jan. 31, 2025 |
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Third Party Administrator
52 - Finance and Insurance (to see the full NAICS category code login or upgrade) |
login to see | State/Local Bids | Feb. 10, 2025 |
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| California - US | Agency | Bid Type | Due Date | As PDF |
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Bank Credit and Loan Facility Services
52 - Finance and Insurance (to see the full NAICS category code login or upgrade) |
login to see | State/Local Bids | May. 31, 2026 |
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Equipment and Vehicle Financing Program
52 - Finance and Insurance (to see the full NAICS category code login or upgrade) |
login to see | State/Local Bids | Feb. 14, 2026 |
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Investment Advisor
52 - Finance and Insurance (to see the full NAICS category code login or upgrade) |
login to see | State/Local Bids | Feb. 03, 2025 |
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Bond Underwriting Services, Districtwide
52 - Finance and Insurance (to see the full NAICS category code login or upgrade) |
login to see | State/Local Bids | Feb. 12, 2025 |
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Insurance Broker Services
52 - Finance and Insurance (to see the full NAICS category code login or upgrade) |
login to see | State/Local Bids | Jan. 31, 2025 |
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HMO Reinsurance Coverage Services
52 - Finance and Insurance (to see the full NAICS category code login or upgrade) |
login to see | State/Local Bids | Jan. 30, 2025 |
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Insurance Brokerage and Risk Management Consulting Services
52 - Finance and Insurance (to see the full NAICS category code login or upgrade) |
login to see | State/Local Bids | Feb. 12, 2025 |
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Insurance Brokerage Services
52 - Finance and Insurance (to see the full NAICS category code login or upgrade) |
login to see | State/Local Bids | Feb. 18, 2025 |
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PROPERTY INSURANCE BROKERING SERVICES
52 - Finance and Insurance (to see the full NAICS category code login or upgrade) |
login to see | State/Local Bids | Feb. 21, 2025 |
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Medical Insurance for LAwell Program
52 - Finance and Insurance (to see the full NAICS category code login or upgrade) |
login to see | State/Local Bids | Mar. 05, 2025 |
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Actuarial Consulting Services
52 - Finance and Insurance (to see the full NAICS category code login or upgrade) |
login to see | State/Local Bids | Feb. 22, 2025 |
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| Colorado - US | Agency | Bid Type | Due Date | As PDF |
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Capital Financing Conduit Borrower
52 - Finance and Insurance (to see the full NAICS category code login or upgrade) |
login to see | State/Local Bids | Jan. 30, 2025 |
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TANF Flex Funds Project
52 - Finance and Insurance (to see the full NAICS category code login or upgrade) |
login to see | State/Local Bids | Feb. 07, 2025 |
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Direct Loan Series
52 - Finance and Insurance (to see the full NAICS category code login or upgrade) |
login to see | State/Local Bids | Jan. 31, 2025 |
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Third Party Administration Services
52 - Finance and Insurance (to see the full NAICS category code login or upgrade) |
login to see | State/Local Bids | Feb. 06, 2025 |
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| Connecticut - US | Agency | Bid Type | Due Date | As PDF |
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Health Benefits Consultant
52 - Finance and Insurance (to see the full NAICS category code login or upgrade) |
login to see | State/Local Bids | Jan. 30, 2025 |
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Insurance Brokerage Services
52 - Finance and Insurance (to see the full NAICS category code login or upgrade) |
login to see | State/Local Bids | Feb. 19, 2025 |
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Commercial insurance and Medicaid claims
52 - Finance and Insurance (to see the full NAICS category code login or upgrade) |
login to see | State/Local Bids | Mar. 07, 2025 |
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| Florida - US | Agency | Bid Type | Due Date | As PDF |
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Investment Consultant Services
52 - Finance and Insurance (to see the full NAICS category code login or upgrade) |
login to see | State/Local Bids | Feb. 17, 2025 |
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Investment Advisory Services
52 - Finance and Insurance (to see the full NAICS category code login or upgrade) |
login to see | State/Local Bids | Feb. 19, 2025 |
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Delinquent Debt Collection Services
52 - Finance and Insurance (to see the full NAICS category code login or upgrade) |
login to see | State/Local Bids | Feb. 25, 2025 |
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Charges for NMI PSP Service
52 - Finance and Insurance (to see the full NAICS category code login or upgrade) |
login to see | State/Local Bids | Jan. 31, 2025 |
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LINE OF CREDIT
52 - Finance and Insurance (to see the full NAICS category code login or upgrade) |
login to see | State/Local Bids | Jan. 30, 2025 |
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Supplemental Insurance Products
52 - Finance and Insurance (to see the full NAICS category code login or upgrade) |
login to see | State/Local Bids | Feb. 03, 2025 |
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Insurance Broker \/ Consultant
52 - Finance and Insurance (to see the full NAICS category code login or upgrade) |
login to see | State/Local Bids | Feb. 03, 2025 |
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Medical Insurance Claims Management Services
52 - Finance and Insurance (to see the full NAICS category code login or upgrade) |
login to see | State/Local Bids | Feb. 07, 2025 |
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Underwriter Services
52 - Finance and Insurance (to see the full NAICS category code login or upgrade) |
login to see | State/Local Bids | Feb. 06, 2025 |
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Self-Insured Medical Administrative Services Only (ASO)
52 - Finance and Insurance (to see the full NAICS category code login or upgrade) |
login to see | State/Local Bids | Feb. 10, 2025 |
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